If you have a business with 3 or more employees you have the privilege to design your own plan. For more info please contact us

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TitleVeraFlex 80 PlanVeraFlex 80 plus PlanVeraFlex 100 PlanMajor Step PlanExtra Step Plan
Yearly Drug CoverageUnlimited
80% 1st $2,500

100% on thereafter

Unlimited
80% 1st $2,500

100% on thereafter

Unlimited
100%
Unlimited
50% on the first $400
80% next $500
100% on thereafter
Unlimited
50% on the first $400
80% next $500
100% on thereafter
Extended Health Care100%
-Custom Orthopedic shoes $300
-Custom made foot orthotics $300
-Hospital $100 per day up to $500 max
-Ambulance - Includes Land and Air
-Hearing Aids - $500 per 5 years
-Accidental Dental - $2,000 per accident
-Medical Services & Items:
✓ Diabetic Supplies
✓ Diagnotics test, x-rays & laboratory test

✓ Braces, Cast, Mobility Aids (walkers, Wheelchair)

✓ Compression Stockings

100%
-Custom Orthopedic shoes $300
-Custom made foot orthotics $300
-Hospital $100 per day up to $500 max
-Ambulance - Includes Land and Air
-Hearing Aids - $500 per 5 years
-Accidental Dental - $2,000 per accident
-Medical Services & Items:
✓Diabetic Supplies
✓ Diagnotics test, x-rays & laboratory test

✓ Braces, Cast, Mobility Aids (walkers, Wheelchair)

✓ Compression Stockings

100%
-Custom Orthopedic shoes $300
-Custom made foot orthotics $300
-Hospital $100 per day up to $500 max
-Ambulance - Includes Land and Air
-Hearing Aids - $500 per 5 years
-Accidental Dental - $2,000 per accident
-Medical Services & Items:
✓ Diabetic Supplies

✓Diagnotics test, x-rays & laboratory test

✓-Braces, Cast, Mobility Aids (walkers, Wheelchair)

✓Compression Stockings

100%
-Custom Orthopedic shoes $300
-Custom made foot orthotics $300
-Hospital $100 per day up to $500 max
-Ambulance - Includes Land and Air
-Hearing Aids - $500 per 5 years
-Accidental Dental - $2,000 per accident
-Medical Services & Items:
✓Diabetic Supplies
✓-Diagnotics test, x-rays & laboratory test

✓Braces, Cast, Mobility Aids (walkers, Wheelchair)

✓Compression Stockings

100%
-Custom Orthopedic shoes $300
-Custom made foot orthotics $300
-Hospital $100 per day up to $500 max
-Ambulance - Includes Land and Air
-Hearing Aids - $500 per 5 years
-Accidental Dental - $2,000 per accident
-Medical Services & Items:
✓Diabetic Supplies
✓Diagnotics test, x-rays & laboratory test

✓Braces, Cast, Mobility Aids (walkers, Wheelchair)

✓Compression Stockings

Paramedical ServicesNot Covered100%
$600 Annual Combined for Single Coverage
$1,200 Annual Combined for Couple and Family Coverage
✓ Acupuncture   $300
✓ Chiropodist or Podiatrist $300
✓ Chiropractor $300
✓ Naturopath $300
✓ Osteopath $300
✓ Psychologist $300
✓ Physiotherapist $300
✓ Massage Therapist $300
✓ Speech Therapist $300
100%
$1,000 Annual Combined for Single Coverage
$2,000 Annual Combined for Couple and Family Coverage
✓ Acupuncture $500
✓ Chiropodist or Podiatrist $500
✓ Chiropractor $500
✓ Naturopath $500
✓ Osteopath $500
✓ Psychologist $500
✓ Physiotherapist $500
✓ Massage Therapist $500
✓ Speech Therapist $500
100%
No Combined Limit
✓ Acupuncture $500
✓ Chiropodist or Podiatrist $500
✓ Chiropractor $500
✓ Naturopath $500
✓ Osteopath $500
✓ Psychologist $500
✓ Physiotherapist $500
✓ Massage Therapist $500
✓ Speech Therapist $500
100%
No Combined Limit
✓ Acupuncture $500
✓ Chiropodist or Podiatrist $500
✓ Chiropractor $500
✓ Naturopath $500
✓ Osteopath $500
✓ Psychologist $500
✓ Physiotherapist $500
✓ Massage Therapist $500
✓ Speech Therapist $500
Travel InsuranceUnlimited
Up to 90 days per trip
$5,000,000 Per trip
Unlimited
Up to 90 days per trip
$5,000,000 Per trip
Unlimited
Up to 90 days per trip

$5,000,000 Per trip

Unlimited
Up to 90 days per trip

$5,000,000 Per trip

Unlimited
Up to 90 days per trip
$5,000,000 Per trip
Vision Care100%
$75 Eye Exam Annual Max Every 24 months
100%
$250 per 24 months for Glasses, Contact Lenses, Laser Surgery
$75 Eye Exam Annual Max Every 24 months
100%
$300 per 24 months for Glasses, Contact Lenses, Laser Surgery
$75 Eye Exam Annual Max Every 24 months
Not Covered100%
$250 per 24 months for Glasses, Contact Lenses, Laser Surgery
$75 Eye Exam Annual Max Every 24 months
Dental Care$1,500

Basic, Endo, Periodontics & Major Services Combined
80% Basic Services
50% Major. Endodontic, Periodontics & Cleaning Services

$2,000
Basic, Endo, Periodontics & Major Services Combined
80% Basic Services
50% Major. Endodontic, Periodontics & Cleaning Services
$2,500 Annual coverage
Basic, Endo, Periodontics & Major Services Combined
100% Basic Services
50% Major. Endodontic, Periodontics & Cleaning Services
$1,500 Annual coverage
Basic, Endo, Periodontics & Major Services Combined
80% Basic Services
80% Endodontic, Periodontics
50% Major Services
$1,500 Annual coverage
Basic, Endo, Periodontics & Major Services Combined
80% Basic Services
80% Endodontic, Periodontics
50% Major Services
Children Orthodontics--$3,000 Per Child – Life Time Maximum 50%-$2,000 Per Child – Life Time Maximum 50%
Employee Life Insurance$25,000$25,000$25,000$25,000$25,000
Dependent Life Insurance$10,000$10,000$10,000$10,000$10,000
Accidental Sickness$25,000$25,000$25,000$25,000$25,000
Optional Coverage:✓ Short Term Disability
✓ Long Term Disability
✓ Critical Illness Insurance
✓ Short Term Disability
✓ Long Term Disability
✓ Critical Illness Insurance
✓ Short Term Disability
✓ Long Term Disability
✓ Critical Illness Insurance
✓ Short Term Disability
✓ Long Term Disability
✓ Critical Illness Insurance
✓ Short Term Disability
✓ Long Term Disability
✓ Critical Illness Insurance