If you have a business with 3 or more employees you have the privilege to design your own plan. For more info please contact us
| Title | VeraFlex 80 Plan | VeraFlex 80 plus Plan | VeraFlex 100 Plan | Major Step Plan | Extra Step Plan |
|---|---|---|---|---|---|
| Yearly Drug Coverage | Unlimited 80% 1st $2,500 100% on thereafter | Unlimited 80% 1st $2,500 100% on thereafter | Unlimited 100% | Unlimited 50% on the first $400 80% next $500 100% on thereafter | Unlimited 50% on the first $400 80% next $500 100% on thereafter |
| Extended Health Care | 100% -Custom Orthopedic shoes $300 -Custom made foot orthotics $300 -Hospital $100 per day up to $500 max -Ambulance - Includes Land and Air -Hearing Aids - $500 per 5 years -Accidental Dental - $2,000 per accident -Medical Services & Items: ✓ Diabetic Supplies ✓ Diagnotics test, x-rays & laboratory test ✓ Braces, Cast, Mobility Aids (walkers, Wheelchair) ✓ Compression Stockings | 100% -Custom Orthopedic shoes $300 -Custom made foot orthotics $300 -Hospital $100 per day up to $500 max -Ambulance - Includes Land and Air -Hearing Aids - $500 per 5 years -Accidental Dental - $2,000 per accident -Medical Services & Items: ✓Diabetic Supplies ✓ Diagnotics test, x-rays & laboratory test ✓ Braces, Cast, Mobility Aids (walkers, Wheelchair) ✓ Compression Stockings | 100% -Custom Orthopedic shoes $300 -Custom made foot orthotics $300 -Hospital $100 per day up to $500 max -Ambulance - Includes Land and Air -Hearing Aids - $500 per 5 years -Accidental Dental - $2,000 per accident -Medical Services & Items: ✓ Diabetic Supplies ✓Diagnotics test, x-rays & laboratory test ✓-Braces, Cast, Mobility Aids (walkers, Wheelchair) ✓Compression Stockings | 100% -Custom Orthopedic shoes $300 -Custom made foot orthotics $300 -Hospital $100 per day up to $500 max -Ambulance - Includes Land and Air -Hearing Aids - $500 per 5 years -Accidental Dental - $2,000 per accident -Medical Services & Items: ✓Diabetic Supplies ✓-Diagnotics test, x-rays & laboratory test ✓Braces, Cast, Mobility Aids (walkers, Wheelchair) ✓Compression Stockings | 100% -Custom Orthopedic shoes $300 -Custom made foot orthotics $300 -Hospital $100 per day up to $500 max -Ambulance - Includes Land and Air -Hearing Aids - $500 per 5 years -Accidental Dental - $2,000 per accident -Medical Services & Items: ✓Diabetic Supplies ✓Diagnotics test, x-rays & laboratory test ✓Braces, Cast, Mobility Aids (walkers, Wheelchair) ✓Compression Stockings |
| Paramedical Services | Not Covered | 100% $600 Annual Combined for Single Coverage $1,200 Annual Combined for Couple and Family Coverage ✓ Acupuncture $300 ✓ Chiropodist or Podiatrist $300 ✓ Chiropractor $300 ✓ Naturopath $300 ✓ Osteopath $300 ✓ Psychologist $300 ✓ Physiotherapist $300 ✓ Massage Therapist $300 ✓ Speech Therapist $300 | 100% $1,000 Annual Combined for Single Coverage $2,000 Annual Combined for Couple and Family Coverage ✓ Acupuncture $500 ✓ Chiropodist or Podiatrist $500 ✓ Chiropractor $500 ✓ Naturopath $500 ✓ Osteopath $500 ✓ Psychologist $500 ✓ Physiotherapist $500 ✓ Massage Therapist $500 ✓ Speech Therapist $500 | 100% No Combined Limit ✓ Acupuncture $500 ✓ Chiropodist or Podiatrist $500 ✓ Chiropractor $500 ✓ Naturopath $500 ✓ Osteopath $500 ✓ Psychologist $500 ✓ Physiotherapist $500 ✓ Massage Therapist $500 ✓ Speech Therapist $500 | 100% No Combined Limit ✓ Acupuncture $500 ✓ Chiropodist or Podiatrist $500 ✓ Chiropractor $500 ✓ Naturopath $500 ✓ Osteopath $500 ✓ Psychologist $500 ✓ Physiotherapist $500 ✓ Massage Therapist $500 ✓ Speech Therapist $500 |
| Travel Insurance | Unlimited Up to 90 days per trip $5,000,000 Per trip | Unlimited Up to 90 days per trip $5,000,000 Per trip | Unlimited Up to 90 days per trip $5,000,000 Per trip | Unlimited Up to 90 days per trip $5,000,000 Per trip | Unlimited Up to 90 days per trip $5,000,000 Per trip |
| Vision Care | 100% $75 Eye Exam Annual Max Every 24 months | 100% $250 per 24 months for Glasses, Contact Lenses, Laser Surgery $75 Eye Exam Annual Max Every 24 months | 100% $300 per 24 months for Glasses, Contact Lenses, Laser Surgery $75 Eye Exam Annual Max Every 24 months | Not Covered | 100% $250 per 24 months for Glasses, Contact Lenses, Laser Surgery $75 Eye Exam Annual Max Every 24 months |
| Dental Care | $1,500 Basic, Endo, Periodontics & Major Services Combined | $2,000 Basic, Endo, Periodontics & Major Services Combined 80% Basic Services 50% Major. Endodontic, Periodontics & Cleaning Services | $2,500 Annual coverage Basic, Endo, Periodontics & Major Services Combined 100% Basic Services 50% Major. Endodontic, Periodontics & Cleaning Services | $1,500 Annual coverage Basic, Endo, Periodontics & Major Services Combined 80% Basic Services 80% Endodontic, Periodontics 50% Major Services | $1,500 Annual coverage Basic, Endo, Periodontics & Major Services Combined 80% Basic Services 80% Endodontic, Periodontics 50% Major Services |
| Children Orthodontics | - | - | $3,000 Per Child – Life Time Maximum 50% | - | $2,000 Per Child – Life Time Maximum 50% |
| Employee Life Insurance | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 |
| Dependent Life Insurance | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 |
| Accidental Sickness | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 |
| Optional Coverage: | ✓ Short Term Disability ✓ Long Term Disability ✓ Critical Illness Insurance | ✓ Short Term Disability ✓ Long Term Disability ✓ Critical Illness Insurance | ✓ Short Term Disability ✓ Long Term Disability ✓ Critical Illness Insurance | ✓ Short Term Disability ✓ Long Term Disability ✓ Critical Illness Insurance | ✓ Short Term Disability ✓ Long Term Disability ✓ Critical Illness Insurance |