Medical advances have dramatically improved the survival rates of people who suffer critical illnesses such as cancer, stroke and heart disease.  Recovery may come with a significant financial cost that impacts both you and the people close to you.

Critical illness insurance offers the financial help to pay the costs associated with life-altering illnesses. If you become sick with an illness covered by your policy, you’ll receive a lump-sum cash payment. And, unlike reimbursed health insurance benefits, you decide how to spend the money.

What are the illnesses covered:

  • Heart attack
  • Stroke
  • Cancer
  • Coronary artery bypass surgery
  • Kidney failure
  • Loss of independent existence
  • Major organ transplant
  • Multiple sclerosis
  • Paralysis
  • Blindness
  • Deafness
  • Loss of speech
  • Benign brain tumour
  • Severe burns
  • Major organ failure on waiting list
  • Aortic surgery
  • Dementia, including Alzheimer's disease
  • Parkinson's Disease and Specified Atypical Parkinsonian Disorders
  • Motor neuron disease
  • Aplastic anemia
  • Bacterial meningitis
  • Heart valve replacement or repair
  • Loss of limbs
  • Occupational HIV infection
  • Coma