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We offer Blue Cross HealthTM individual health and dental plans. For information on the Complete Health Plan please see the details below or click on get a quote.

Health Coverage

  • AD&D - Not Covered
  • Accidental Dental $7,000 life time
  • Ambulance – Not Covered
  • Audiologist $250/year
  • Managing Chronic Disease $250/year
  • Diabetic supplies – Not Covered
  • Dietician -$250/year
  • Hearing Aids/Repairs - Not Covered
  • Medical Equipment - Not covered
  • Mobility Aids - 60%
  • Nursing Care - Not covered
  • Orthotics/Orthopedic (custom) $150 / year
  • Ostomy Supplies - Not covered
  • Oxygen - Not covered
  • Prosthetics - Not covered
  • Semi-Private Hospital - Not covered
  • Chiropodist/Podiatrist - $250/year
  • Occupational Therapist -$250/year
  • Psychologist/Social Worker -$250/year
  • Speech Therapist -$250/year
  • Osteopath -$250/year
  • Physiotherapist -$250/year
  • Acupuncturist – Not covered
  • Massage Therapist – Not covered
  • Naturopath - Not covered
  • Vision care - $100 every 2 years
    (6 month waiting period)
  • Travel Insurance – Not covered

Drug Coverage

  • Not Covered under Entry plan

Dental Coverage

  • Yearly Max - $500
  • Dental Exam & Cleaning
  • X-rays
  • Fillings (3 month waiting period)


We offer Blue Cross HealthTM individual health and dental plans. For information on the Complete Health Plan please see the details below or click on get a quote.

Health Coverage

  • AD&D $15,000
  • Accidental Dental $7,000 life time
  • Ambulance – $420
  • Audiologist $400/year
  • Managing Chronic Disease $400/year
  • Diabetic supplies – Covered
  • Dietician -$400/year
  • Hearing Aids/Repairs - $400 / 5 years
    (6 month waiting period)
  • Medical Equipment - Covered
  • Mobility Aids - 60%
  • Nursing Care - $3,500 / 2 years
  • Orthotics/Orthopedic (custom) $150 / year
  • Ostomy Supplies - Covered
  • Oxygen - Covered
  • Prosthetics - $10,000 life time
  • Semi-Private Hospital - Not covered
  • Chiropodist/Podiatrist - $400/year
  • Occupational Therapist -$400/year
  • Psychologist/Social Worker -$400/year
  • Speech Therapist -$400/year
  • Osteopath -$400/year
  • Physiotherapist -$400/year
  • Acupuncturist – $400/year
  • Massage Therapist – $400/year
  • Naturopath - $400/year
  • Vision care - $150 every 2 years
    (6 month waiting period)
  • Travel Insurance – Not covered

Drug Coverage

  • 70% first $4,500
  • 100% thereafter
  • Overall benefit max per year – None
  • Max co-pay per prescription - $100
  • Max out of pocket co-pay per year - $1,350
  • Birth control – Covered
  • Smoking cessation - $800 / 5 years
  • Fertility drugs - Not covered
  • Vaccines - Not covered
  • Allergy serums - Not covered
  • Erectile dysfunction - Not covered

Dental Coverage

  • Yearly max – Unlimited (Basic Services)
  • Dental Exam & Cleaning
  • X-rays
  • Fillings
  • Extractions
  • Root canals (6 month waiting period)


We offer Blue Cross HealthTM individual health and dental plans. For information on the Complete Health Plan please see the details below or click on get a quote.

Health Coverage

  • AD&D $20,000
  • Accidental Dental $7,000 life time
  • Ambulance – $420
  • Audiologist $500/year
  • Managing Chronic Disease $400/year
  • Diabetic supplies – Covered
  • Dietician -$500/year
  • Hearing Aids/Repairs - $500 / 5 years
    (6 month waiting period)
  • Medical Equipment - Covered
  • Mobility Aids - 60%
  • Nursing Care - $5,600/ 2 years
  • Orthotics/Orthopedic (custom) $225 / year
  • Ostomy Supplies - Covered
  • Oxygen - Covered
  • Prosthetics - $10,000 life time
  • Semi-Private Hospital - 100% / 90 days
  • Chiropodist/Podiatrist - $500/year
  • Occupational Therapist -$500/year
  • Psychologist/Social Worker -$500/year
  • Speech Therapist -$500/year
  • Osteopath -$500/year
  • Physiotherapist -$500/year
  • Acupuncturist – $500/year
  • Massage Therapist – $500/year
  • Naturopath - $500/year
  • Vision care - $300 every 2 years
    (6 month waiting period)
  • Travel Insurance – 100% / 30 days

Drug Coverage

  • 80% first $4,500
  • 100% thereafter
  • Overall benefit max per year – None
  • Max co-pay per prescription - $50
  • Max out of pocket co-pay per year - $900
  • Birth control – Covered
  • Smoking cessation - $800 / 5 years
  • Fertility drugs - $1,500 / year ($3,000 life time)
  • Vaccines - $250 / year
  • Allergy serums - $500 / year
  • Erectile dysfunction - $250 / year

Dental Coverage

  • Yearly max – Unlimited (Basic Services)
  • Dental Exam & Cleaning
  • X-rays
  • Fillings
  • Extractions
  • Root canals (6 month waiting period)
  • Periodontics - 60% $1,200 / year
    (2 year waiting period)
  • Major dental - 60% $500 / year
    (2 year waiting period)
  • Orthodontics (Age 18 and under) - 60% $1,500 /
    year (2 year waiting period)

Important Notice:

The above plan designs is not a formal policy document. This summary is designed to offer a brief overview and does not encompass all details related to the insurance policy. Its purpose is to outline key benefits and provide a monthly cost that may vary depending on underwriting decisions.

Underwriting Requirements:

To process your application, the insurance carrier must ask for health questionnaires for underwriting purposes.

Exclusions and Pricing:

Exclusions may apply based on the policy terms and conditions.

Monthly prices are subject to variation and may be affected by various factors and underwriting decisions.