Individual Health & Dental Insurance

If you are a self-employed individual, contractor, or business owner you may be eligible for Group Insurance.
Click for more information

ENTRY PLAN Reimbursement level 60% We offer Blue Cross HealthTM individual health and dental plans. For information on the Complete Health Plan please see the details below or click on get a quote.	ESSENTIAL PLAN Reimbursement level 70% We offer Blue Cross HealthTM individual health and dental plans. For information on the Complete Health Plan please see the details below or click on get a quote.	ENHANCED PLAN Reimbursement level 80% We offer Blue Cross HealthTM individual health and dental plans. For information on the Complete Health Plan please see the details below or click on get a quote.
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AD&D - Not Covered Accidental Dental $7,000 lifetime Ambulance – Not Covered Audiologist - $40 per visit - $250 per year Managing Chronic Disease - $40 per visit - $250 per year Diabetic supplies – Not Covered Dietitian - $40 per visit - $250 per year Hearing Aids/Repairs - Not Covered Medical Equipment - Not Covered Mobility Aids - 60% Nursing Care - Not Covered Orthotics/Orthopedic (custom) $150 per year Ostomy Supplies - Not Covered Oxygen - Not Covered Prosthetics - Not Covered Semi-Private Hospital - Not Covered Chiropodist/Podiatrist - $40 per visit - $250 per year Occupational Therapist - $40 per visit - $250 per year Psychologist / Social Worker / Psychotherapist - $40 per visit - $250 per year Speech Therapist - $40 per visit - $250 per year Osteopath - $40 per visit - $250 per year Physiotherapist - $40 per visit - $250 per year Acupuncturist – Not Covered Massage Therapist – Not Covered Naturopath - Not Covered Vision care - $100 every two years (six-month waiting period) Travel Insurance – Not Covered	AD&D $15,000 applicant or spouse / $5,000 each child Accidental Dental $7,000 lifetime Ambulance – $420 Audiologist - $55 per visit - $400 per year Managing Chronic Disease - $55 per visit - $400 per year Diabetic supplies – Covered Dietitian - $55 per visit - $400 per year Hearing Aids/Repairs - $400 every five years (six-month waiting period) Medical Equipment - Covered Mobility Aids - 60% Nursing Care - $3,500 every two years Orthotics/Orthopedic (custom) $150 per year Ostomy Supplies - Covered Oxygen - Covered Prosthetics - $10,000 lifetime Semi-Private Hospital - Covered Chiropodist/Podiatrist - $55 per visit - $400 per year Occupational Therapist - $55 per visit - $400 per year Psychologist / Social Worker / Psychotherapist - $55 per visit - $400 per year Speech Therapist - $55 per visit - $400 per year Osteopath - $55 per visit - $400 per year Physiotherapist - $55 per visit - $400 per year Acupuncturist - $55 per visit - $400 per year Massage Therapist - $55 per visit - $400 per year Naturopath - $55 per visit - $400 per year Vision care - $150 every two years (six-month waiting period) Travel Insurance – Not Covered	AD&D $20,000 applicant or spouse / $5,000 each child Accidental Dental $7,000 lifetime Ambulance – $420 Audiologist - $70 per visit - $500 per year Managing Chronic Disease - $70 per visit - $500 per year Diabetic supplies – Covered Dietitian - $70 per visit - $500 per calendar year Hearing Aids/Repairs - $500 every five years (six-month waiting period) Medical Equipment - Covered Mobility Aids - 60% Nursing Care - $5,600 every two years Orthotics/Orthopedic (custom) $225 per year Ostomy Supplies - Covered Oxygen - Covered Prosthetics - $10,000 lifetime Semi-Private Hospital - 100% / 90 days Chiropodist/Podiatrist - $70 per visit - $500 per year Occupational Therapist - $70 per visit - $500 per year Psychologist / Social Worker / Psychotherapist - $70 per visit - $500 per year Speech Therapist - $70 per visit - $500 per year Osteopath - $70 per visit - $500 per year Physiotherapist - $70 per visit - $500 per year Acupuncturist – $70 per visit - $500 per year Massage Therapist – $70 per visit - $500 per year Naturopath - $70 per visit - $500 per calendar year Vision care - $300 every two years (six-month waiting period) Travel Insurance – 100% / 30 days
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Not Covered under Entry plan	70% first $4,500 100% thereafter Annual benefit maximum – None Max co-pay per prescription - $100 Maximum annual out-of-pocket amount per year - $1,350 Birth control – Covered Smoking cessation - $800 every five years Fertility drugs - Not Covered Vaccines - Not Covered Allergy serums - Not Covered Erectile dysfunction - Not Covered	80% first $4,500 100% thereafter Annual benefit maximum – None Max co-pay per prescription - $50 Maximum annual out-of-pocket amount per year - $900 Birth control – Covered Smoking cessation - $800 every five years Fertility drugs - $1,500 per year ($3,000 lifetime) Vaccines - $250 per year Allergy serums - $500 per year Erectile dysfunction - $250 per year
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Yearly Max - $500 Dental Exam & Cleaning X-rays Fillings (3 month waiting period)	Yearly max – Unlimited (Basic Services) Dental Exam & Cleaning X-rays Fillings Extractions Root canals (six-month waiting period)	Yearly max – Unlimited (Basic Services) Dental Exam & Cleaning X-rays Fillings Extractions Root canals (six-month waiting period) Periodontics - 60% $1,200 per year (2 year waiting period) Major dental - 60% $500 per year (2 year waiting period) Orthodontics (Age 18 and under) - 60% $1,500 per year (2 year waiting period) Reimbursement limit $125/month

Important Notice:

The above plan designs are summaries only and do not constitute formal policy documents. Coverage is subject to the insurer's policy terms, conditions, limitations, exclusions, and underwriting approval.

Underwriting Requirements:

The insurer may require a completed health questionnaire as part of the underwriting process.

Exclusions and Pricing:

Exclusions may apply based on the policy terms and conditions.

Monthly prices are subject to variation and may be affected by various factors and underwriting decisions.

Individual Health & Dental Insurance

If you are a self-employed individual, contractor, or business owner you may be eligible for Group Insurance. Click for more information

Important Notice:

Underwriting Requirements:

Exclusions and Pricing:

If you are a self-employed individual, contractor, or business owner you may be eligible for Group Insurance.
Click for more information